INSURANCE TO THE POLICE
Law enforcement officer, who place your life on the line to provide protection. You need the right protection should the unforeseen happens in the line of duty. A product that you can count on in life, be sure that your family will continue forward, and you have the option of opting for direct debit of your payroll, so you don't have to worry, and you can continue with your work.
What is a law enforcement officer exposed to?
It is a fairly extensive list of the risks that an officer takes when leaving his home to provide public service. Car accidents or getting hurt in the line of duty would be the most reasonable way to sum it up. A gunshot wound can incapacitate or even be fatal to the officer. Finally, generate long-term medical conditions due to the lifestyle that goes hand in hand with this profession.
How will my family support itself if I am absent?
Perhaps the biggest concern every officer can have as they leave each morning. You simply will return to your home and family at night. If that were the case, having life insurance with accelerated benefits gives you a sense of relief because if something happens, you can count on your money in life or your family will be financially covered.
What can I count on?
Always taking into account the individual budget of each one, our officers can count on a product that will provide them with pure financial protection at the lowest cost, and if the budget allows it, have a retirement supplement with a product that offers accumulation of values. More importantly, being able to count on your money in life if necessary, thanks to the accelerated benefits found in all our products.
*Accelerated benefits start with a death benefit of 50K and up*
Terminal illness clause
To receive a diagnosis of a disease or condition which could cause death within the next 24 months or less. (12 months in FL and NY).
Clause for chronic diagnosis
If you are unable to perform two of six activities of daily living for a period of at least 90 days, or require constant supervision to protect yourself from risks to your health or safety due to severe cognitive impairment. Activities of daily living include bathing, continence, dressing, eating, toileting, and transferring.
Clause for chronic diagnosis
If you receive a diagnosis of one of the following critical illnesses:
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Heart attack.
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Stroke.
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Invasive cancer.
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End-stage renal failure.
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Major organ transplant.
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Amyotrophic Lateral Sclerosis. (ALS)
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Blindness.
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Paralysis.
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Arterial aneurysms.
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Central nervous system tumors.
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Mayor Multi-System. Trauma (Mayor injury to three or more organs or systems).
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AIDS.
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Severe disease of any organ (resulting in significantly altered life expectancy).
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Severe central nervous system disease (Parkinson's, Huntington's, multiple sclerosis, encephalitis with long-term effects).
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Major burns (>40% surface area burned, 3rd degree).
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Loss of Limbs.
For the price of taking your family to the movies, you can protect them financially.
Your work is a very serious, valuable and high-risk one. Both you and your family deserve the best. Fill out the following form and schedule your consultation completely free to start working with your financial protection. For the Puerto Rico State Police, we have an automatic payroll deduction available. If you are a municipal official, fill out the form and we will go through the process to obtain the options that we can offer you.
